Acura Financial Services®, a DBA of American Honda Finance Corporation (AHFC) helps to satisfy the financing needs of consumers of Honda and Acura automobiles, sport utility vehicles and minivans.
Acura Financial Services offers financing in the form of both retail installment sales contracts and leases, depending on the product and the needs of the particular customer. Leases are offered through our affiliate Honda Lease Trust for new and used Acura motor vehicles. In addition, we and our Florida affiliate American Honda Service Contract Corporation, administer vehicle service contracts sold by Acura Dealers throughout the United States.
About American Honda Finance Corporation
American Honda Finance Corporation, commenced and operated from July 1980, is a wholly owned subsidiary of American Honda Motor Co., Inc., the sole authorized distributor of Honda and Acura motor vehicles, Honda motorcycles, Honda power equipment and Honda and Acura parts and accessories in the United States. American Honda Motor Co., Inc., is a wholly owned subsidiary of Honda Motor Co., Ltd., a Japanese corporation which is a worldwide manufacturer and distributor of motor vehicles and power equipment. Our principal executive offices are located at 20800 Madrona Avenue, Torrance, California 90503.
20800 Madrona Avenue, Torrance, California 90503.
Los Angeles Metropolitan Area
Acura is the luxury vehicle (branded of A-Spec, Type-s) division of Japanese automaker Honda. The brand was launched by Honda in the United States and Canada on 27 March 1986, marketing luxury, performance, and high-performance vehicles.
Jon Ikeda (Senior VP and General Manager).
Erik Berkman (Executive VP, Acura Business Planning Office).
Minato, Tokyo, Japan, Torrance, California, United States.
United States, Canada, Mexico, China (except Macau and Hong Kong), Kuwait.
Go to Acura Automobiles
Contact: Acura Client Relations
(800) 382-2238 toll free
Monday to Friday
6:00am to 5:00pm Pacific
Phone- In-Car Technology Support
(888) 528-7876 toll free
Monday to Friday
6:00am – 5:00pm Pacific
Acura Client Relations
1919 Torrance Blvd.
Non-US Contact Information
Acura Client Relations is more than happy to help with U.S. Acura vehicle concerns, but we are unable to address questions about non-U.S. products. Please call the appropriate customer relations group directly:
(888) 922-8729 toll free
Go to Acura Owners
Features & Benefits
Acura Financial Services, part of American Honda Finance Corporation, offers auto financing exclusively at Acura dealerships across the country in US.
Acura Financial Services offers loans and leases (through its affiliate, Honda Lease Trust) for new and certified pre-owned Acura vehicles, as well as lease buyouts.
It also offers a balloon loan option that allows customers to make smaller monthly payments throughout the life of the loan with a larger one-time payment due at the end of the loan term. The lower monthly payments may be attractive, but this type of loan is risky because if you can’t make the last payment, you could default on the loan. If you default, the lender may be able to repossess your vehicle.
In some states, Acura Financial Services offers flexible financing through its Leadership Purchase Plan which allows eligible applicants to drive an Acura for 24 to 48 months and get their name on the title with little or no money down and low monthly payments.
At the end of the contract, customers can either buy the vehicle or return it to the dealer. In exchange for these benefits, there’s a limit of 12,000 or 15,000 miles per year. This program is only available in Arkansas, Georgia, Illinois, Maryland, New York, Oklahoma, South Carolina, Tennessee, Texas and Virginia.
–Special APR offers on select vehicles
–Loyalty discounts on leases that include excess mileage forgiveness, the ability to roll over unused miles and fee waivers
–New-vehicle discount for recent or soon-to-be college graduates earning a master’s, bachelor’s or associate degree. But keep in mind that in addition to graduating, you’ll need proof of employment or a firm commitment from an employer.
–Military discounts to active-duty U.S. military service members, including those in the Active Reserve, Air Force, Army, Coast Guard, National Guard, Navy, U.S. Military Ready Reserve and their spouses. U.S. military veterans, retirees and their spouses are also eligible within two years of separation from active service.
Available in all states — Financing through Acura Financial Services is available across the U.S. in all 50 states and Washington, D.C.
Good or excellent credit required — You’ll likely need a good or excellent credit history to qualify for a loan through Acura Financial Services. In its fiscal year 2021, almost two-thirds of Acura Financial Services auto loans went to applicants with what Acura Financial Services considers a credit grade of “A,” according to the company’s quarterly filing with the Securities and Exchange Commission on June 30, 2020. The company defines a credit grade of A as having a demonstrated ability and willingness to pay, based on a number of things including application and credit report info, an extensive credit history, an excellent payment record and “extensive financial resources.”
Flexible terms for leases and loans — Acura Financial Services offers loan and lease terms ranging from 24 to 60 months. If you want an auto loan with a longer term of 72 or even 84 months, you’ll need to consider other lenders. But be aware that a longer loan term typically means you’ll end up paying more in total interest on the loan.
Co-signers and joint applicants accepted
— You can apply with a co-signer or co-applicant. If you apply with someone who has good credit, it may help you qualify for a loan or get a lower rate.
Vehicle protection products — Acura Financial Services offers products to help protect your finances and keep your vehicle running smoothly, including gap insurance, vehicle service contracts and prepaid maintenance plans.
Flexible lease-end options — At the end of an Acura lease, you can either return the car and lease a new Acura, buy the leased Acura, or return the car and walk away.
Acura Financial Services auto loan may be a good fit if you have good credit, you qualify for one or more special financial deals or discounts, and you’re certain you want to buy or lease an Acura from the dealership.
But if you’re undecided on the type of car you want, Acura Financial Services may not be your best bet because loans and leases from this lender can only be used to buy or lease an Acura certified used car or new Acura. If you’re not set on buying an Acura from the dealer and you want a loan that offers more flexibility, you may be better off with a different lender.
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